spacer to match top auto loan content spacerFAQs on auto loans, auto finance. Loans are available even with a credit crunch.

FAQ: AUTO LOANS, AUTO FINANCE

NO-OBLIGATION APPLICATION

What kind of rate can I expect on my auto loan?
You can find current interest rate averages at www.myfico.com or www.bankrate.com. Your specific rate will depend on a number of factors, including your credit score, the length of the loan and the age of the car.

What do you charge for your service?
You pay nothing. That's right. There are no fees to you. Our online auto loan application puts you under no obligation to buy.

How long until I know I'm approved?
You can expect to hear from a local loan officer within hours. You'll get the financial details when you arrive for your personal face-to-face appointment. That's another frequently asked question -- "Why can't you tell me over the phone?" We have to protect your confidential financial information, and the best way to do that is face-to-face. Comes with a side benefit, too. Lots of our customers drive away from that appointment in a new car.

How bad is too bad?
See our requirements page for details,

You're sending me to a dealer. Why not go on my own?
Because a lot of dealers only work with one or two lenders. Our dealers are electronically connected to hundreds of lenders competing for your business. This can be crucial with bad credit.

Click the 60s barefoot gas pedal to proceed to our online application

MOST OVERLOOKED

Research this topic and you see certain models showing up over and over, models cited for their reliability and value. The Kia Optima might be the most overlooked car on the market. Chevy Malibu and Saturn Aura make the list. So does the compact minivan Mazda 5. Anytime an overlooked car has been sitting on the lot too long is good news for you. There's a bargain ahead.

Used Toyotas are great cars for bad credit history car loan customers