spacer to match top auto loan content spacerFAQs on auto loans, auto finance. Loans are tighter, but still available

FAQ: AUTO LOANS, AUTO FINANCE

NO-OBLIGATION APPLICATION

What kind of rate can I expect on my auto loan?
You can find current interest rate averages at www.myfico.com or www.bankrate.com. Your specific rate will depend on a number of factors, including your credit score, the length of the loan and the age of the car.

What do you charge for your service?
You pay nothing. That's right. There are no fees to you. Our online auto loan application puts you under no obligation to buy.

How long until I know I'm approved?
You can expect to hear from a local loan officer within hours. You'll get the financial details when you arrive for your personal face-to-face appointment. That's another frequently asked question -- "Why can't you tell me over the phone?" We have to protect your confidential financial information, and the best way to do that is face-to-face. Comes with a side benefit, too. Lots of our customers drive away from that appointment in a new car.

How bad is too bad?
See our requirements page for details,

You're sending me to a dealer. Why not go on my own?
Why show up uninvited when you can get better treatment with a scheduled appointment, financing in progress? Don't just be an "up" for the next salesman in line.

Click the 60s barefoot gas pedal to proceed to our online application

MOST OVERLOOKED

Research this topic and you see certain models cited over and over for their reliability and value, and two names you see a lot are Kia Optima and Chevy Malibu. Now considering the Saturn Aura is essentially the same as a Malibu, and since Saturn prices are sinking because they are going out of business, there are going to be some serious Aura bargains out there.

Used Toyotas are great cars for bad credit history car loan customers